“The Key to All Your Real Estate Needs”
Whether you are purchasing your very first home, investing in a retirement property, or refinancing your current mortgage, your settlement represents one of life’s most significant financial and personal milestones. Our experienced Delaware attorneys guide you with meticulous legal protection, transparent communication, and 100% direct attorney oversight from contract to closing.
Contact our Delaware real estate lawyers for immediate file review & settlement coordination.
We understand that real estate settlements can feel intimidating and stressful. Our firm is purposefully structured to provide personal attention, accessible scheduling, and complete cost transparency.
Your life doesn't stop for a closing. Standard settlement hours run 8:30 AM to 5:00 PM, but our attorneys readily accommodate evening and weekend closings upon request. Furthermore, we travel statewide—closing at your agent's office, listing agent's office, or mutually agreeable locations across New Castle, Kent, and Sussex Counties.
We strictly align with competitive Delaware industry rates while rejecting "nickel-and-dime" add-on charges. You will never see hidden line items for courier services, document copying, incoming/outgoing wire transmissions, or file archiving. Our fee quote is upfront, predictable, and clear.
At Cramer & DiMichele, your transaction is never passed down to paralegals or unlicensed processing staff for vital legal milestones. Attorneys Jaclyn Cramer and Roberto DiMichele directly examine the title, draft the conveyance documents, conduct the closing ceremony, and answer your questions personally.
A home is where memories are created, providing comfort, family, and security. We safeguard both the financial and legal dimensions of your Delaware property transaction.
End-to-end representation for buyers and sellers of single-family residences, townhomes, and condominiums across Delaware.
Seamless legal execution of rate-and-term and cash-out mortgage refinances, certifying clear lien priority for lenders.
Guiding business acquisitions, commercial property transfers, asset sales, and commercial leasing in the First State.
Document preparation and title verification for Home Equity Lines of Credit and junior lien mortgage instruments.
Compliance-focused closings tailored to the specific federal regulatory standards of FHA, VA, and USDA loans.
Compassionate legal counsel for senior homeowners accessing home equity through Home Equity Conversion Mortgages.
Rigorous land records search in county courthouses to identify and clear judgments, mechanics' liens, and tax liens.
Issuance of Lender's Policies and optional Owner's Title Insurance policies providing lifelong equity defense.
The law office of Cramer & DiMichele, P.A. was founded in June of 2007 as a dedicated boutique real estate practice in Wilmington, Delaware. Built upon principles of accessibility, uncompromising legal rigor, and courteous client service, the firm has conducted thousands of real estate settlements across New Castle, Kent, and Sussex Counties.
Our founding partners bring more than two decades of combined real estate law experience. We believe proactive communication with realtors, listing agents, and loan officers is essential to eliminating transaction surprises, resolving title obstacles early, and ensuring an effortless closing experience.
We work directly alongside your agent and mortgage loan officer at each step to ensure full alignment and on-time CD delivery.
Jaclyn was born and raised in Wilmington, Delaware. She currently resides in Avondale, Pennsylvania with her husband, twin boys Brady and Jacob, and two German Shepherds, Macky and Macy. She brings extensive experience managing residential purchases, mortgage refinances, and lender certifications across all three Delaware counties.
Admitted across four state jurisdictions, Roberto brings extensive commercial and residential conveyancing acumen to Cramer & DiMichele. His practice encompasses purchase transactions, refinances, second mortgages, HELOCs, business acquisitions, and complex title dispute resolutions statewide.
Curious what payment instrument is legally required for your Delaware closing? Enter your estimated balance below for instantaneous guidance based on Delaware statutory and firm policies.
All checks must be made payable to: Cramer & DiMichele, P.A.
| Payment Form | Permissible Balance Limit | Legal & Practical Requirement |
|---|---|---|
| Cash | Up to $500.00 | Permitted Exact cash at settlement desk |
| Personal Check | Up to $5,000.00 | Permitted Payable to Cramer & DiMichele, P.A. |
| Bank Check / Cashier's Check | Mandatory over $5,000.00 | Certified Funds Drawn on US banking institution |
| Bank Wire Transfer | Any Amount | Preferred Secure verification; call office for instructions |
| DE Attorney Trust Check | Proceeds from DE Property | Accepted Coordinated between law firm escrow accounts |
| Out-of-State Title Co. Check | NOT ACCEPTED | Prohibited Must convert out-of-state funds to wire transfer |
Our firm will never send changed wire instructions via email or accept wire routing numbers via unsecured electronic messages. Always verify wire wiring instructions by speaking directly with our office at (302) 235-8561 prior to transmitting funds.
Under the Delaware Lawyers Code of Professional Responsibility, our office is required to advise every buyer of the following rights prior to accepting legal representation if referred by a seller, lender, real estate broker, or mortgage broker:
Conveniently located in Pike Creek at Stoney Batter Office Park. Settlements conducted statewide across Delaware.
5305 Limestone Road, Suite 200
Wilmington, Delaware 19808 (Pike Creek / Stoney Batter Office Park)
settlements@derealestatelaw.com
Send contracts, title requests, and loan packages directly to our team.
Monday – Friday: 9:00 AM – 5:00 PM
Settlement Sessions: 8:30 AM – 5:00 PM (After-Hours Available)
Saturday – Sunday: Closed (Available by appointment)
Have a question regarding your upcoming settlement or refinancing? Send us a message and our attorneys will respond promptly.